Liberty Mutual Insurance Group's aspiration to become a top three global property and casualty company has never looked more promising. With improved customer service, enhanced decision-making, increased scale and capabilities and exceptional talent, the company is building the momentum today that will ensure our success tomorrow.

In this 2013 Annual Review, we share the momentum made by all four of our Strategic Business Units over the course of the year and illuminate that momentum with four stories that exemplify our progress.

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